Note Purchase

There aren’t many national lenders in the United States that have the capability and expertise to finance one-off note purchases secured by commercial real estate. Kala Lending LLC is one of the select few. Our loans range from $1 million to $20 million per note, and we’re capable of funding larger loan portfolio acquisitions.

Our forward-thinking note purchase loan automatically converts to a bridge/mini perm loan when the underlying property is foreclosed upon. This non-recourse mortgage — which includes lease-up facility and other benefits — allows time to stabilize the property. You’ll get the security and certainty you need to make the most of your purchase.

TYPICAL DISTRESSED DEBT SITUATIONS

Single loan purchases
Small loan pool purchases
Buy – Liquidate: Transactions in which the distressed debt buyer looks to quickly
foreclose, then sell the underlying commercial property
Buy – Hold: Transactions in which the distressed debt buyer looks to quickly foreclose, then own and operate the underlying commercial property

BENEFITS OF DISTRESSED DEBT FINANCING

Non -Recourse
Faster than a conventional lender
Highly experienced team to assist in closing complicated distressed debt transactions
Focus on single loan and small loan pool purchases
Cashflow Capital’s distressed debt financing provides capital to acquire more debt assets and leverage returns
Upon foreclosure, a note purchase loan automatically converts to a value-add / mini-perm loan to provide the necessary time to stabilize the property