Office Buildings Loans

Commercial Real Estate Loans for Office Buildings

Kala Lending LLC, a commercial finance company and financial intermediary provides commercial real estate mortgage loans for office buildings and in most primary and secondary market locations. Tertiary locations are on a case by case basis. Kala Lending LLC understands the special financing needs of office properties. We provide commercial property loans for the acquisition or refinancing of above average condition office building properties around the country.

Our office building commercial property loan program provides borrowers with fast flexible financing options with low rates and flexible financing features. We offer stated income, no document, and full document program options to borrowers depending on their individual requirements and needs.

Kala Lending LLC conduit office loan program provides permanent fixed rate financing for CBD and suburban single tenant, multi-tenant, and credit tenant office properties.

Learn more about our Office Financing Programs by calling an professional at 1-808-883-2747.

Large Balance Office Building Commercial Loans

Large balance office commercial real estate loan program is designed for average and above average condition property types located in medium to large market sectors. Stabilized CBD and suburban single, multi, and credit tenant office properties. High-rise, low-rise, and office condo property structures permitted.

• Minimum Office Loan Size is $500,000
• Loan Collateralized by Commercial Real Estate - No Business Only Financing
• Acquisition or Refinance of Stabilized 
• Office Building Properties
• Bank, Conduit, and Conventional Financing Available
• 3, 5, 7, 10 Year Fixed Rates
• 15, 20, 25, & 30 Year Amortizations
• Flexible Prepay Options
• 75% LTV - Subordinate Debt OK
• Minimum 660 Credit Score
• 3 Years of Historical Income Req.
• Low Minimum 1.40 DSCR

Small Balance Office Commercial Loans

Similar program features as our large balance program, the small balance office loan program is designed for loan sizes under $1,000,000.

Stated income office commercial loans are available for most commercial real estate property types located in medium and large market sectors across the country.

Kala Lending LLC provides office commercial loan options as a part of our Office Building Commercial Loan Program. To qualify for an office loan, the building must support a minimum 1.25 DSC. Stated income office commercial property loans are available with a maximum LTV of 55%.